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Final Expense Leads Market

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The market for funeral and burial services is increasing since the number of people in their golden years is predicted to treble by the year 2050. The increasing need for solutions to pay for funeral and burial costs makes the final expense leads market being a precious commodity for insurance agents and brokers. This is something that everyone has to think about, so therefore it is essential that you have the tools and information in place to be able to advise them of what they require.

Cold calling, postal mail campaigns, email marketing, web advertising, and delighted consumers can generate last-mile purchase leads. If managed appropriately, insurance agents and brokers can profit from these leads.

This market is huge. In truth, US funeral costs are estimated at $12 billion each year. Burial, flowers, and sympathy cards are not included in this number. Funerals cost above $7,000 which is a big ask for many people.

If funeral prices rise, life insurance agents and brokers who sell final expense plans will make more money. This is a great investment opportunity because funerals are expensive and may require multiple insurances to pay all costs. Shrewd financiers are drawn to this industry because of its massive market.

Marketing to prospects requires knowing if they need coverage immediately. Will they commit long-term? If you know this, you can tailor your approach to their needs rather than wasting time on unnecessary material or upsells.

Insurance brokers and agents need death benefit leads to generate new business. To maximise profits, one must understand why focusing on final expense leads is beneficial.


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Would Real Estate Advisors Become Irrelevant in The Age of AI?

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As Artificial Intelligence (AI), automation and machine learning continue to progress in leaps and bounds, attention is turning to the potential impact on the world of employment.

The real estate industry is a case in point, as a range of automated tools have been gradually implemented over recent years to make property services and sales more accessible to potential buyers and sellers on a remote and flexible basis.

Does this mean, then, that AI will eventually render real estate advisors obsolete? We’ll explore this question in the article below.

The Current Use of AI and Automation in Real Estate:

Customer Service

Many real estate organisations currently utilise chatbots and similar automated features to provide help and information to clients.

This enables potential buyers, sellers and other parties to engage with the company’s services at any time of day or night without the need for a “manned” customer service line or email, keeping employee inboxes and phone lines clear of the more straightforward queries and freeing up valuable time.

Listings and Property Viewings

Another way in which AI is used in the field of real estate includes the creation of listings and methods of remote property viewing.

As well as images of the property, a listing may include CGI renderings or “staging” of the potential outcomes of extension projects and other potential changes to a home.

What’s more, potential buyers may be able to experience a virtual viewing. This technique sees 3D images of the property’s internal spaces “stitched” together. The viewer can navigate these remotely to get a better impression of the scale of each room and how they connect – without visiting the building in person.

This makes viewings more accessible to those based too far from the property to easily arrange an in-person visit, and to those who would otherwise find it difficult to secure a viewing time that suited their availability and that of a real estate agent.

Virtual viewings tend to reduce the number of “unnecessary” visits, as potential buyers can rule out obviously unsuitable properties without the need to see them in person.

Property Valuation

AI and automation can also aid in the setting of sale prices for properties.

“Utilising global and local data, the features, location and finish of a property may be analysed and compared with others in the surrounding area to come up with a suitable asking price,” comments Ruban Selvanayagam of house buyers and valuation specialists Property Solvers.

This is another task usually undertaken by a real estate professional that can now be automated.

The Future of AI and Automation in Real Estate

While the application of AI for the purposes listed above will serve to significantly reduce the person-hours required in the property sector, it is unlikely that the role of real estate advisor will become extinct altogether.

Many buyers and sellers still prefer a personal touch when it comes to communication and customer service.

What’s more, many property transactions do not run “as standard” from beginning to end, which means that having a human on-hand to handle nuanced situations and unexpected events can be very valuable.

The complexities of certain client queries may also be better served via the skills of a “real” worker.

Furthermore, property listings are rarely “cookie cutter” affairs, so a human touch is often beneficial when it comes to quality control and the imparting of unique or unusual information.

Continued

A “real” advisor may also be better placed to produce creative and engaging property descriptions that are tailored to relevant audiences.

In addition, it is currently difficult to study the various elements and features of a building in detail on a remote basis, and it can be easy for defects to go unnoticed unless the buyer takes the time to inspect them on-site. An in-person viewing is often vital to a final sale decision.

From the perspective of the estate agency, deploying a personable and skilled advisor to show clients around a property may mean all the difference between making and losing a sale.

Finally, while a lot of generic property data is applicable to every house, there are nuances and grey areas that may affect value. At present, this is something only a human real estate agent can gauge.

The above factors suggest that real estate cannot yet afford to lose its human advisors. While their numbers may be reduced, with AI taking on a large portion of their previous duties, human creativity and the understanding of nuance cannot currently be surpassed by machines.

How to Find Professionals to Help You Set up a High-End Outdoor Kitchen

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When you’re looking for professionals to help you set up a high-end outdoor kitchen, it’s important to make sure that you find the right person or company who can meet all your needs. Also, before you start looking for a professional, you need to have an idea of what kind of outdoor kitchen design and features you would like. Here are some tips that may be useful in finding the best experts to assist with your project.

1. Outdoor Kitchen Kits

If you’re looking for a quick and easy way to set up your outdoor kitchen, consider getting an outdoor kitchen kit. These kits come with all the parts needed to get started quickly and easily; however, you may need some help from a professional in order to install them correctly. According to people that work with RTA, an outdoor kitchen kit provider, they suggest talking to a contractor or designer to ensure the perfect fit. Also, make sure to double-check the warranty included with your kit to see what kind of help they provide in case you need it.

2. Local Contractors or Outdoor Kitchen Specialists

Local contractors or outdoor kitchen specialists can help you design and install your outdoor kitchen, whether it’s a simple setup with a grill and countertop space or a full-blown luxurious gourmet paradise. They can also provide you with advice on the best materials for your setup, such as granite countertops and stainless steel appliances, as well as how to get the most out of your budget. Once completed, these professionals will be able to ensure that all components work together properly and are installed safely.

3. Online Reviews

Another great way to find professionals who can help you set up your high-end outdoor kitchen is to read online reviews. You can find both customer reviews and ratings for businesses in your area on various review websites. Make sure that the people you hire have good reputations for quality workmanship, timely completion of projects, and a commitment to customer satisfaction. Don’t be afraid to ask questions in these reviews or contact the businesses directly if you need more information before making a decision. Also double-check the references they provide – previous projects they completed should give you an idea of their capabilities and skill level when it comes to designing and installing outdoor kitchens.

4. Ask for Recommendations

Once you’ve done your research and have narrowed down potential contractors to work on your project, ask for recommendations from friends, family, and other homeowners who may have had similar projects completed. This can help give you additional insights into each contractor’s background and reputation in the community. Additionally, many contractors will provide references from past clients. Utilise these sources to assist in finding the right professional for you. Also, make sure to ask for estimates from each contractor to help you compare costs and determine who is offering the best deal.

5. Compare Prices

Different professionals charge different prices for the same services. Before you commit to a contractor, compare their price quotes with those of other contractors in your area and make sure that you are getting the best deal. Don’t just go for the lowest quote; be sure to factor in the quality of work as well as cost when making your decision. If you find that a contractor offers the same services at a lower cost than others, make sure you ask them about their experience and any other qualifications they have to ensure the quality of their services.

6. Inquire About Permits and Local Building Codes

Before starting the project, reach out to your municipality to find out what permits you need in order to install the outdoor kitchen on your property. Most municipal governments have strict rules about altering your existing landscape and building structures on your land. It is essential that you take the time to research these regulations before beginning any large-scale construction projects. Additionally, ask potential contractors if they are familiar with the specific rules of your area so that they can make sure that everything complies with and follows all necessary safety regulations.

Setting up a high-end outdoor kitchen can be a daunting task, but with the right professionals, it can be done quickly and easily. Take the time to research each contractor you’re considering and make sure that they have the qualifications and experience necessary for your project. Also, don’t forget to double-check local building codes, permits, and pricing to ensure that you are getting the best deal possible. With the right professionals, your outdoor kitchen will be a beautiful and functional addition to your home.

How to Properly Use a Trailer to Set up a Mobile & Highly Efficient Office

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The idea of having a mobile office is becoming increasingly popular among professionals looking to make their work more efficient and convenient. Using a trailer, you can set up an office that can be taken anywhere with minimal effort. From choosing the right size trailer for your needs, to properly equipping it with all the necessary items, it’s essential to make sure that you do things the right way. Here are some tips on how to properly use a trailer to set up a mobile & highly efficient office.

1. Choose the Right Trailer Size

The size of the trailer you choose will depend on what your office setup needs. If you’re looking to set up a full-fledged office, then you may need a larger trailer that can accommodate all of your equipment, furniture, and storage space. If you only need a small workspace, then a smaller trailer may be more suitable for your needs. Additionally, you may want custom cargo trailers designed specifically for your office needs. It’s important to assess your needs and choose the size of trailer that best suits them.

2. Install Proper Insulation

Insulation is essential for creating a comfortable office environment inside your trailer. Without proper insulation, the interior of your trailer can become unbearably hot in summer and freezing cold during winter. The best way to install insulation is to use rigid panels made from materials such as foam or fiberglass. Place these panels between the walls and ceiling of the trailer, paying special attention to any seams or cracks that may exist. For added protection against heat and cold, you might also want to line the walls with thick blankets or other insulating materials. This will help maintain a pleasant temperature in your mobile office all year round.

3. Equip the Trailer with Essential Items

Outfitting a trailer as an office requires certain essential items. Depending on the type of business and its size, this may include items such as desks, chairs, computers, printers, and other basic office equipment. If the trailer is for private use only, it can also be stocked with more personal things like bookshelves and filing cabinets. Additionally, some kind of climate control system should be installed to keep the temperature comfortable during hot summer days or cold winter nights. Finally, secure a reliable internet connection so that work can still be done remotely when necessary. By equipping your mobile office with the right items you will ensure that operations run smoothly no matter where your business goes.

4. Take Advantage of Mobility

A major benefit of using a mobile office is the ability to move it and take advantage of different locations. You can use this mobility to reach more customers or shift your office space from one area to another, depending on your needs. This flexibility is especially helpful when the weather turns bad, or you need to be near certain areas for business purposes. Plus, you’ll save money by avoiding long-term rent costs associated with traditional offices. It’s important to take into account the various laws and regulations of each location you choose, but with a little research, you can find great spots to set up.

5. Consider the Energy Option for Your Office

Consider using solar panels to power your trailer office so that you can be completely self-sufficient and mobile. Solar energy is one of the cleanest and most efficient forms of energy, making it an ideal choice for powering a trailer office. You may also want to include other energy-saving features such as LED lighting and extra insulation to reduce your energy usage. Finally, make sure that any appliances you plan to use are Energy Star certified for maximum efficiency.

6. Take Safety Precautions

When towing a trailer, safety must always be kept at the forefront. It is essential to practice defensive driving, check the air pressure of tires regularly and inspect your entire rig before each trip. Make sure to pay attention to any changes in handling and performance while you’re on the road. Additionally, if you plan on carrying equipment or supplies in the back of the trailer, make sure that everything is securely fastened so that nothing shifts during transport. Securely tying down additional items will also help reduce drag and improve stability on the road even more.

7. Keep Everything Organised

No matter how mobile and efficient you make your office, it will still be inefficient and cumbersome if everything is disorganised. Invest in organising shelves and trays for different items so that you can quickly access the materials needed for each task. Label all items and keep a list of what’s stored where to ensure that nothing gets lost in the mix. Plus, having an organised workspace will help to give it a more professional look. If clients will be frequenting your office, this will make a big difference. Additionally, when you’re done working for the day, take a few minutes to put away any items that you’ve used, so it will be easier to find them the next time you open up shop.

8. Get the Proper Insurance

Make sure that you have the right kind of insurance for your trailer and all its related components. This will help protect you if things go wrong or if any theft or damage occurs to the trailer. Depending on where you are located, you may need specialised policies for trailers that can cover a variety of scenarios such as liability coverage, cargo protection, business interruption coverage, and emergency roadside assistance. Additionally, be sure to understand how to properly tow your trailer from state to state as different states have different laws and regulations when it comes to trailer usage.

Setting up a mobile office with a trailer is an effective way to increase your efficiency and reach more customers or clients. Follow the guidelines above to make sure that you successfully set up and use your trailer office in the safest, most efficient, and cost-effective manner possible. With the right setup, you’ll be able to take advantage of all the benefits that this type of mobile office has to offer.