Name: Neil S. Abbott
Firm Name: Gowling WLG
Country: Canada
Expertise: Consumer Financial Services

Telephone: 416-862-7525
Fax: 416-862-7661
Email: [email protected]

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Professional Biography:

Neil Abbott is recognized as one of the leading construction law and consumer financial services lawyers in Canada. He is a partner in Gowling WLG’s Toronto office and the founding chair of the firm’s Construction and Consumer Finance groups.

Neil is also co-leader of the firm’s India group.

Construction Law:

Neil is an expert in construction law as certified by the Law Society of Upper Canada, is a Lexpert-ranked lawyer for construction law, and has been ranked in Best Lawyers in Canada for construction law for more than a decade. He is a member of the Executive of the Construction and Infrastructure Law Section of the Ontario Bar Association. He divides his practice between solicitor and dispute resolution work.

Neil’s solicitor expertise includes negotiating and drafting all types of construction contracts — including CCDC, CCA, OCA, AIA, tenders and bids — and providing construction management advice, including handling of delay claims, termination of contracts, retention of completion contractors and bond claims. He regularly advises lenders, municipalities and universities in project finance. A significant portion of Neil’s practice involves acting for U.S. and European clients building in Canada.

As a litigator, Neil has appeared in all levels of court in Ontario and Nunavut, and has also appeared before the Supreme Court of Canada. He has arbitrated and mediated national and international cases in almost every province. In addition to the prosecution of lien, bond and trust claims, Neil has assumed litigation in the course of receiverships; enforced warranty and deficiency claims under contract as well as for provincial new home regulators; acted in disputes amongst joint venture partners, between owners and contractors, between consortiums and infrastructure regulators, and between developers and constructors of solar, wind and alternate energy power projects; and handled expropriation claims and mass tenancy terminations for the purpose of city and community building.

Neil has developed a special interest in geotechnical issues, including slab on grade, subgrade, concrete performance, tunneling, sanitary infrastructure and building in cold weather, including permafrost degradation.

Consumer Financial Services:

Neil is an expert in all aspects of consumer law, primarily from the perspective of lenders. His expertise includes drafting and analyzing cost of credit disclosure, consumer protection, privacy, and credit reporting terms and conditions, primarily in the form of conditional sales contracts, leases, loan agreements and guarantees.

Neil understands the rules and regulations nationally and locally with respect to consumer protection, consumer reporting, vehicle and equipment finance, personal property security and fintech. As a solicitor, Neil’s clients include banks, institutional and private lenders, subprime, captive and independent finance companies, lease finance companies, auto finance companies, trade creditors, commercial enterprises, credit card issuers, manufacturers, mortgagees and U.S. lenders, both secured and unsecured.

Neil specializes in Portfolio Overview and Regulatory Compliance (PORC) to provide advice to clients engaged in selling or purchasing or financing a portfolio of loans. Highlights of his PORC practice include meeting with key personnel and onsite vetting of loans for regulatory compliance, reviewing collection procedures, practices and litigation mandates, and preparing reports of findings to be used in any bid tender or financing of a portfolio.

Neil also enforces consumer contracts — from entire portfolios to individual claims from demand through to claim to realization, such as judgment debtor examinations, garnishments and seizures of personal and real property. He also advises on third-party claims, including priority disputes and Canada Revenue Agency claims. Neil has argued over cars, boats, horses, houses, cottages, trailers, buses, crops, office equipment, construction machinery, stocks, fine art, pets, furniture and wine.

Other Expertise:

Liens: Neil has extensive experience in dealing with the Repair and Storage Lien Act, common carrier liens, Crown and police liens, solicitor liens, and innkeepers liens.

Commercial law: Neil drafts and litigates commercial contracts and claims, similar to as described above.

Electric vehicles: Neil advises a wide range of electric vehicle manufacturers from the U.S. and China in Canadian regulation, development and investment.

Administrative law: Neil has appeared before the Licence Appeal Tribunal on behalf of Tarion Warranty Corporation under the Ontario New Home Warranty Plan Act; the Ontario Motor Vehicle Industry Council (OMVIC) Discipline Body for complaints under the Ontario Motor Vehicle Dealers Act; the Landlord and Tenant Board under the Residential Tenancies Act; and Hearings of Necessity under theExpropriation Act,  as well as on judicial reviews of administrative decisions and appeals to Divisional Court.

Bankruptcy & insolvency: Neil’s experience in bankruptcy and insolvency law covers a wide range of activities, including commercial and consumer bankruptcies, reorganizations, receiverships, Companies’ Creditors Arrangement Act (CCAA) filings and proposals. He has acted for both secured and unsecured creditors, institutional and private lenders, trustees and receivers, lien claimants and, from time to time, the debtor. Neil provides advice with respect to both pre-bankruptcy and post-bankruptcy asset recovery and/or protection, and conducts cross-examinations, opposes discharges and obtains declarations to commence and continue actions that survive bankruptcy.

Civil fraud: Neil prosecutes fraudulent claims in areas such as forgery, fraudulent conveyance, absconding debtors, misrepresentation of credit, identity theft, mortgage fraud, negotiation of fraudulent instruments, cheque kiting, “pump and dump” and telemarketing scams.  He has acted for a number of regulatory bodies, institutional lenders and small businesses. Neil has contacts in the police and Crown, as well as relationships with forensic accountants, receivers and trustees.

International human rights/terrorism: Neil sits on the board of directors for the Canadian Lawyers for International Human Rights. He provides pro bono legal advice in respect to prosecuting war criminals in Canada, suing foreign governments for violating the rights of Canadian citizens abroad and enforcing foreign judgments in Canada. Neil has participated in several conferences on cyberterrorism and threats to national security with members of the Canadian Security Intelligence Service and defence industry stakeholders.

Valuation claims: Neil will adjudicate valuation claims related to art, artifacts, personal papers and other personal property in estate, taxation and donation claims, including claims related to the Canadian Cultural Property Export Review Board.

Teaching & Presentations:

Neil is a frequent presenter at legal and non-legal conferences, conventions, universities, symposiums and private client events. He also contributes widely to scholarly, academic and legal journals, newspapers and other publications. He speaks to students, lawyers, engineers, bankers, construction and industry trade groups.

Neil’s presentations have been delivered to audiences across North America on subjects that include doing business in Canada; the law of expert evidence; mediating and litigating construction disputes; understanding the Construction Lien Act; fundamentals of the Personal Property Security Act; the future of the automobile and emerging technologies relative to automotive products; legal drafting; and indemnities and limitation of liability clauses.

Neil is a long-time member and speaker at Canadian Finance & Leasing Association (Canada) and Equipment and Lease Finance Association (U.S.). He has been selected by the Canadian Bar Association to serve as a lecturer in its Skilled Lawyers Series.

Neil has travelled to 48 of 50 U.S. states, 9 of 10 Canadian provinces and over 40 countries. When he is not practising law or travelling, he plays French horn in a chamber orchestra.

Gowlings WLG:

With over 1,400 legal professionals across 19 cities in Canada, the UK, Europe, Asia and the Middle East, there’s strength in our global presence.