Imagine cruising down the open road, enjoying the wind in your hair and the thrill of the unknown. Suddenly, the peace is shattered by a sudden car crash leading to screeching tires and the sickening crunch of metal. Millions of Americans experience such mishaps every year, leading to countless injuries and losses worth millions. More than 42,000 deaths were reported in 2022.
Seeking compensation for your injuries and damages is only natural in the aftermath of such a harrowing experience. But an unfortunate reality is that many unsuspecting victims unknowingly fall into traps that significantly reduce their car accident compensation claims. You must be aware of these pitfalls to receive the just compensation you deserve.
We will uncover the common blunders that could jeopardise your chances of receiving the financial assistance you require to heal and recover.
Blunder #1- Overlooking the Need for Medical Treatment
Your health should be the first thing on your mind after a car accident. Some injuries may not show up right away, even if you feel fine at first. Adrenaline and shock can mask pain, causing you to miss potentially serious injuries.
Seeking medical attention as soon as possible is critical for your health and claim. Delaying medical treatment can be used against you by insurance companies to minimise the severity of your injuries or to argue that they were unrelated to the accident.
Blunder #2- Not Taking Pictures and Evidence
A picture is worth a thousand words, especially when it comes to car accidents. Insurers may undermine your claim due to a failure to photograph the accident scene, vehicle damage, and injuries.
Visual evidence can help establish liability and demonstrate the extent of the damages. Collect contact information from witnesses who can corroborate your account of the accident. The more proof you may have, the better your case will be.
Blunder #3- Missing Out on Legal Expertise
Navigating the legal complexities of a car accident claim can be difficult. Using the services of a top-rated car accident attorney can make all the difference.
A knowledgeable attorney will protect your rights, negotiate with insurance companies on your behalf, and ensure you receive full and fair compensation. They can also handle legal complexities while you concentrate on healing and recovery.
Blunder #4- Failing to Call the Police
Police involvement is crucial no matter how minor the accident appears to be. A police report provides an objective and official account of the accident, which can be significant evidence for your claim.
It also aids in determining who was at fault and records any traffic violations that may have contributed to the accident. It is your word versus the other drivers without a police report. Thus, it makes proving liability difficult.
Blunder #5- Settling the Claim too Soon
Insurance adjusters may approach you with offers for early settlement in the hopes of saving their company’s money. Accepting a quick settlement without fully understanding your injuries and damages can be a costly mistake.
Some injuries can have long-term consequences that are not always obvious. You need to consult with an attorney before accepting any offers. They ensure that you are adequately compensated for all current and future expenses related to the accident.
Blunder #6- Waiting too Long to Seek Trial
Insurance companies may be reluctant to offer a fair settlement in some cases. Victims have no choice but to file a lawsuit.
However, delaying legal action for too long can undermine your claim. There are legal time limits, known as statutes of limitations that govern how long you have after an accident to file a lawsuit. Waiting too close to the deadline may jeopardise your ability to seek compensation through the legal system.
Blunder #7- Admitting Fault At the Scene
Emotions can run high after an accident. You may feel compelled to apologise or admit fault, even if it was not entirely your fault. Make no statements that could be interpreted as accepting responsibility.
These can go against you during the claims process. Instead, concentrate on exchanging pertinent information with the other parties involved. This assists the police and insurance companies to determine fault based on the evidence.
A car accident claim can be a complex and difficult process. Mistakes along the way can have a significant impact on the outcome. Prioritise your health, gather evidence, consider legal representation, involve the police, be cautious with settlements, and act within the appropriate time frame to protect your rights and maximise your chances of a successful claim. You can pave the way for a more efficient and effective path to receiving the compensation you need to recover by avoiding these painful blunders.